John i simply the best qualified plan designer in the business. His specialty is advanced plan designs for high income/closely held businesses. His firm is also the only firm in the industry that can admin a 401(h) Plan (the only qualified retirement plan where money comes out tax-free).
John Lalonde is a founding member of FL&K Qualified Plan Services (FL&K). He began his career in the benefits industry in 1971. In 1976 he formed the first of three administrative and actuarial service companies to which he provided executive and management skills either as a principal or managing partner in a career now spanning over 45 years.
FL&K is an independent, national, qualified plan actuarial and administrative services firm, a third party administrator (TPA) providing qualified plan services on a fee only basis. Mr. Lalonde’s current focus is on expanding the FL&K business model to emphasize marketing support and plan design to specific advisor groups.
The Super 401k Plan™ is FL&K’s combined qualified plan design identity based on the changes to IRC Sec. 404(a)(7) as introduced by the Pension Protection Act of 2006.
FL&K business reference centers crisscross the continental US doing business from Oregon to Florida and from Texas to New York.
FL&K’s actuarial, administrative, and executive offices are located in Ohio, Michigan, Indiana and California. FL&K partners with other TPAs, actuarial services and related entities to provide the highest quality of professional administrative services to an ever expanding client and referral base.
John graduated from Northern Illinois University with a business/accounting major and a degree in education. Post-graduate work at DePaul (Chicago) and other institutions has been centered in accounting, tax, finance, computer science and benefit planning. He holds four post graduate professional designations.
In 2003 John also co-founded the Fiduciary Advisory Board, an independent advisory think tank with Dean David Link. Dave served as Dean of the Notre Dame School of Law for 26 years and is a partner at Winston & Strawn (Ret.) Chicago, Il.
Mr. Lalonde resides in SW Michigan close to the University of Notre Dame campus with his wife, Kaye and their family. John enjoys church, family, golf and spectator sports, especially football (ND and UM win or tie).